Business Loans

Business Loans
Small business loans provide your business with the cash it needs to expand, increase or replace inventory, advertise, consolidate debt, or even pay taxes. We do not offer “one-size-fits-all” lending. We work with you to make sure you understand all your options and help you to choose a loan that makes sense for your business.

There comes a time when companies simply outgrow the typical small business loans that are offered on the financial market today. If your business is growing rapidly and needs an influx of capital, consider a loan that is tailored for commercial businesses just like yours. At PAC-FUND PARTNERS, we offer commercial business loans that are custom-tailored to meet the needs of your business – and, they’re ideally suited to help larger-scale companies like yours meet key goals and performance metrics through a quick and easy application process. Unlike traditional lenders that can take weeks or months to decision a loan or line of credit application, we choose to streamline the process and only ask for as much documentation as necessary to make a responsible lending decision.

Business Loans with No Collateral

As many small business owners have discovered the hard way, in order to get, sometimes you have to give. This is especially true when it comes to obtaining loans. Oftentimes lenders will require owners to pledge collateral against a loan. However, this isn’t always a viable option for business owners, which is why an unsecured business loan may be the ideal alternative. Essentially, an unsecured business loan is a loan that is issued without collateral being put forth on the part of the borrower. Traditional lenders might require you to put your home or some other type of asset on the line in order to qualify for funding, but an unsecured business loan does away with this requirement.

Corporate Loans

From asset-backed commercial loans for large capital expenditures to term loans with specific repayment schedules, and even bridge loans, there are a variety of corporate business loans to choose from. However, for many businesses, the greatest challenge is finding a loan option that suits its specific requirements. For instance, some businesses may require an unsecured loan that is based on credit worthiness, as opposed to putting up collateral. Other businesses may be in the market for a loan that will help them acquire a certain asset despite insufficient liquid capital.

Corporate Credit

We offer a start up product called SLOC. We establish revolving credit lines, clients qualify anywhere from 25-125k. This funding is at 0% APR for the first 12-24 months. APR after that is based on their credit, normally falls between 7-17% APR. What we require to get a deal done is a FICO score of over a 700 and less that 4 inquires on each bureau in the last 6 months. We have a service fee or closing cost that comes out of the funding ranging from 10-15% of the approval amount, based on how much work we have to do.